Billinero Tell-a-Friend Promotion Rules

Referrer Disclosure

Current Billinero^TM Online Savings Account holders, who maintain a minimum balance of $25.00, and join the referral program using the e-mail address associated with their Billinero^TM Online Savings Account, are eligible to receive a $25.00 bonus for referring five (5) eligible customers. To receive the $25.00 bonus, five (5) individuals you refer need to enter our referral program using the unique link or code that we will provide you; and then each of them will be required to open a Billinero^TM Online Savings Account using the e-mail address they used to join the referral program and make an initial qualifying deposit. The individuals you refer cannot have any existing or prior Billinero^TM Online Savings Accounts. After initial qualifying deposits to all five (5) of the new accounts described above have posted and become available for full withdrawal, the $25.00 bonus will be credited to your Billinero^TM Online Savings Account. The $25.00 bonus may take up to two (2) business days to appear in your account. There is no cap to the number of referrals you may receive, following the terms and conditions established above. Each bonus of $25 can earn you an entry in our monthly drawing, however the referral bonuses and related entries are limited to a maximum of 36 entries in a month as described in our Billinero Saving Promotion Raffle Official Rules. Referrals of increments of less than five (5) will not generate a referral bonus. Bonuses may be reported as income to the IRS on a Form 1099-MISC, and recipients are solely responsible for all applicable taxes. This offer is subject to change and may be withdrawn at any time without notice. Deposit products are offered by Centier Bank, Member FDIC, subject to eligibility requirements and bank approval.

Referee Disclosure

You acknowledge and agree that referring customers may become aware that you have opened and made an initial deposit in a new Billinero^TM Online Savings Account and accordingly consent to such information being shared with the referring customer. Deposit products are offered by Centier Bank, Member FDIC, subject to eligibility requirements and bank approval.